Enhance your benefits coverage by electing voluntary benefits. You are responsible for the cost of coverage and premiums may be payroll deducted. To view rates for each benefit, please see plan documents.
With the high cost of medical care today, a trip down the stairs can hurt your bank account as much as your body. Accident Insurance can pay you money based on the injury and the treatment you receive, whether it’s a simple sprain or something more serious like a broken bone. Your plan can pay benefits for emergency room treatment, stitches, crutches, injury-related surgery, and a list of other accident-related expenses. The money is paid directly to you and you decide how to spend it. You can also purchase coverage for your spouse and dependent children.
What’s a critical illness? Heart attack and stroke are a couple common examples. This coverage also includes serious conditions like permanent paralysis, and some policies can provide coverage for cancer. Treatment for these conditions can be very expensive, so Critical Illness Insurance can help—by paying a lump sum directly to you at the first diagnosis of a covered condition. You decide how to spend the money, and you can also purchase coverage for your spouse.
| Benefit Features | Critical Illness Options | ||
|---|---|---|---|
| Employee | Spouse | Dependent Child(ren) (up to age 26) |
|
| Coverage Options | $5,000 increments | $5,000 increments | Automatically covered at 25% of employee amount |
| Maximum | $20,000 | $20,000 (cannot exceed employee coverage) | |
Enrolling in the voluntary Hospital Indemnity Plan can help cover unexpected out-of-pocket costs. The Hospital Indemnity insurance offered through Cigna helps pay for hospitalization expenses that medical insurance and savings don’t cover. Some advantages are:
| Benefit Amounts | |
|---|---|
| Daily Hospital Confinement (15 days per confinement) |
$350/day |
| Hospital Admission | $1,500 |
| Daily CCU Confinement (15 days per confinement) |
$350/day |
Receive the tools, resources, and guidance you need to help you identify, mitigate, or respond to identity theft. The Identity Theft Protection Pro+, through Allstate, provides access to personal case managers who offer step-by-step assistance and guidance if you experience identity theft. You receive many services including:
For more information, or to enroll in the plan, call (800) 789-2720 or visit allstateidentityprotection.com.
Your pets can receive coverage to stay healthy, too. Pet insurance, through ASPCA, helps cover costs for your pet’s medical care, including accidents, illnesses, dental disease, behavioral issues, and hereditary conditions.
Visit aspcapetinsurance.com or call (877) 343-5314 to learn more, receive a quote, or enroll.
See the Benefits Guide or benefit summaries for detailed information.